The U.S. Department of Housing and Urban Development has made Community Development Block Grant and HOME Investment Partnership Program assistance available to Washington County for projects and activities which principally benefit low and moderate income persons. In addition, the Pennsylvania Department of Community and Economic Development (DCED) has made funds available to Washington County for projects that provide affordable housing.
Consistent with the objectives of the Federal Community Development Block Grant Program and HOME Investment Partnership Program, the County Commissioners have established a program of housing rehabilitation loans designed to assist low and middle income homeowners in making needed repairs and improvements to their properties.
The home rehabilitation loan may be used to correct present, or soon to be present, housing problems, and for energy conservation improvements. In general, most repairs are eligible except for unnecessary luxuries or strictly cosmetic repairs. All properties funded will, at a minimum, meet International Building Code (IBC) Standards upon completion. The loan may not be used to refinance existing debt.
Basic Eligibility Requirements:
Low and moderate incomehomeowners who own and occupy a residence in Washington County are eligible to receive assistance under this Program when funding is available and the following criteria are met:
Income eligibility – annual income must not exceed 80% of the Median Family income for the Pittsburgh MSA as determined by HUD and adjusted based on household size. Note:
*Income limits may change periodically.
-Family of 1 - $36,750
-Family of 2 - $42,000
-Family of 3 - $47,250
-Family of 4 - $52,500
-Family of 5 - $56,700
-Family of 6 - $60,900
*Property taxes are current
*No municipal, state, or federal liens
*Home has a value, after rehabilitation, that does not exceed the 203(b) Property ValueLimits (i.e $248,900)
*Not in foreclosure or bankruptcy
*Other eligibility criteria must be met for participation. This includes requirements not listed above but included in the Guidelines.
What to expect: Once we receive your pre-application, we will send you a letter stating that we have received your pre-application and that it has been placed on a waiting list. When funding becomes available, we will contact you to begin processing your application.