The Redevelopment Authority of the County of Washington has established the Homebuyer Assistance Program to assist first-time homebuyers in attaining their goal of home ownership by providing financial assistance for the purchase and rehabilitation of eligible housing units.

Basic Eligibility Requirements:
1.  Annual household income must not exceed 80% of the Median Family income for the Pittsburgh MSA as determined by HUD and adjusted based on family size.
                    Family of 1 - $35,000
                    Family of 2 - $40,000
                    Family of 3 - $45,000
                    Family of 4 - $50,000 
                    Family of 5 - $54,000
                    Family of 6 - $58,000
2.  The first-time homebuyer must not have owned a housing unit within the past 3 years unless she/he is a displaced homemaker.
3.  Homebuyers must have the financial capability to provide cash payment of 3% of the purchase price of the housing unit for the purchase.
4.  Moderate income homebuyers must have the financial capability to obtain an 80% mortgage from a participating lending institution.
5.  Low income homebuyers must have the financial capability to obtain a 71% loan from a participating lending institution.
6.  Homebuyers must successfully complete the homebuyer counseling/training program.

All eligibility requirements must be met for participation.  This includes requirements not listed above but included in the H.A.P. guidelines.

What to expect:
Once we receive your pre-application, we will send you a letter stating that we have received your pre-application and that you have been placed on our waiting list.

When funding becomes available, a Community Development Specialist will contact you to start processing your application.