Highland Ridge Homebuyer Assistance Program

 Highland Ridge Homebuyer Assistance Program

The Redevelopment Authority of the County of Washington has established the Highland Ridge Homebuyer Assistance Program to assist homebuyers in attaining their goal of home ownership by providing financial assistance for the purchase of newly constructed houses in the Highland Ridge Neighborhood within the City of Washington.

Basic Eligibility Requirements: 1.  Annual household income must not exceed 80% of the Median Family income for the Pittsburgh MSA as determined by HUD and adjusted based on family size.  Note:  Income limits may change periodically.

Family of 1 – $39,900                     Family of 2 – $45,600                     Family of 3 – $51,300                     Family of 4 – $56,950                     Family of 5 – $61,550                     Family of 6 – $66,100

2.  Homebuyers must have the financial capability to provide a cash payment of 2% of the purchase price of the house.  The purchase price of the house will be approximately $130,000; the actual price will be determined by an appraisal.

3. Homebuyers must have a satisfactory credit history as determined by the program.

4.  Homebuyers must obtain a mortgage loan from a participating lending institution for the maximum amount they can afford to pay, but in no event will the mortgage loan be less than $52,700.

5.  Homebuyers must have successfully completed a HUD approved homebuyer counseling/training program.

All eligibility requirements must be met for participation.  This includes requirements not listed above but included in the H.A.P. guidelines.

What to expect: Once we receive your pre-application, we will send you a letter stating that we have received your pre-application and that you have been placed on our waiting list.  When funding becomes available, a Community Development Specialist will contact you to start processing your application.


Download the Highland Ridge Homebuyer Program Guidelines

Download the Highland Ridge Homebuyer Program Pre-Application